Goals

Monthly fixed

Assign at least N dollars every month. Use it for steady commitments — rent, mortgage, gym, subscriptions. The needed-this-month indicator shows the gap between what you've assigned so far and the target.

Monthly top-up

Add N dollars on top of whatever rolled over. Use it for categories where leftover money is a good thing — fun money that you want to grow if you underspend, or a gifts category that should accumulate between birthdays.

Refill up to a balance

At the end of the month, the category's available should equal N. Use it for restock-style categories where you want to keep a baseline buffer — household supplies topped back up to $100 every month.

Reach a target by a date

Save N dollars by date. Project Budget divides the remaining gap by the months remaining and tells you the per-month need. Use it for one-off goals — vacations, holiday gifts, a security deposit.

The needed-this-month indicator

Each goal shows a per-category badge on the Budget page:

• Funded — you've assigned at least what's needed.
• Partial — you've assigned something, but not enough.
• Needed — nothing assigned this month.
• Over — you have more than the target sitting available.